Resources & Guides
Everything you need to know about our refinance services
Documents Required — Vehicle Refinance
Online Lending Portal — 24/7 Access
Turn your vehicle into instant cash — in as little as 60 minutes. Simple, transparent, and hassle-free.
Botswana's trusted vehicle refinance specialists
Pawn Express is a finance company based in Botswana offering short to medium-term secured financing solutions. We specialize in vehicle refinancing, providing fast access to cash when you need it most. We operate with integrity, transparency, and a commitment to fair lending practices.
Flexible loan durations tailored to your needs
Competitive rates starting from just 5% per month
Branches across Botswana for your convenience
Get approved within 60 minutes with no complex requirements
Professional handling and secure storage of your asset
No hidden fees or surprises - complete transparency
Experienced team dedicated to your satisfaction
We accept a wide variety of vehicles
Reliable and practical passenger vehicles
Spacious and versatile sport utility vehicles
Heavy-duty vehicles for commercial use
Pickup trucks and light commercial vehicles
At Pawn Express, we believe in operating with integrity and transparency. We are committed to treating our customers fairly and ethically in every transaction.
We act professionally and honestly in all dealings with our clients and partners.
We disclose all costs upfront, ensuring you understand exactly what you're paying for.
We don't charge excessive fees. Our rates are competitive and clearly communicated.
We only issue loan terms when we have a genuine intention to lend. No misleading offers.
All customer complaints are handled professionally and resolved in a timely manner.
We abide by all regulatory rules and requirements applicable to our operations.
We engage only in legal and ethical transactions that benefit all parties involved.
We are committed to acting in the best interests of our customers at all times.
Simple steps to get your cash today
Keep your vehicle and continue driving while we hold your loan.
Visit our office with your vehicle
Professional assessment of your vehicle's value
Our team assists to find the best option for you
Complete loan documentation with transparency
Money transferred immediately to your account
P5,000 to P25,000 and above
Leave your vehicle with us in secure storage while you receive your funds.
Visit our office with your vehicle
Professional assessment of your vehicle's value
Our team assists to find the best option for you
Complete loan documentation with transparency
Money transferred immediately to your account
P10,000 to P250,000 and above
Experience the Pawn Express difference
Quick evaluation and approval in just 60 minutes. No lengthy bureaucracy.
Self-employed or employed welcome
Your financial dealings remain confidential and secure.
Competitive rates starting from 5% per month, first loan at 0%.
Professional storage facilities with comprehensive security measures.
Early settlement, loan top-ups, pay-as-you-go, and redeem & drive.
Everything you need to know about our refinance services
Find answers to common questions about our services
We're here to help with your financing needs
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Sun: Closed
Mogoditshane (Head Office), Riverwalk, Molepolole, Palapye, Francistown & Maun
Visit us at any of our branches across Botswana
Plot 956
Tel: 311 0824
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Riverwalk Shopping Mall, Shop 114, Next to ATMs on Second Floor
Tel: 311 0824
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Mafenyatlala Mall, Shop 009, Next BTC Shop / Bank Gaborone
Tel: 311 0824
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Diphalane Mall, 2nd Floor above Woolworths
Tel: 311 0824
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Sunshine Plaza Mall, Next to Mascom Shop / Opposite Nandos
Tel: 311 0824
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Old Mall, next to BBS Bank / Opposite Cresta Riley's Petrol Station
Tel: 311 0824
Mon-Fri: 8:00-17:00
Sat: 8:00-14:00
Have questions? Send us your details and we'll get back to you