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Mortgage Express

Unlock the value in your property — get cash within 3 days. Property refinance, bridging finance, and development loans.

Different Loans For Different Homes

About Mortgage Express

Property Finance Services for Property Owners in Botswana

Mortgage Express is a trusted property finance company based in Botswana. We specialize in short to medium-term property finance, providing flexible solutions for property owners across the country.

Property Mortgage Refinance

Refinance your existing property at competitive rates. We offer flexible terms tailored to your financial situation and property value.

Property Bridging Finance

Bridge the gap between selling and buying. Quick access to funds while you transition between properties.

Property Development Loans

Finance for property development projects. Flexible repayment terms to support your development goals.

How Property Refinance Works

Simple, Transparent Process from Application to Approval

1

Submit Documents

Provide your Title Deed or Certificate of Lease, Omang/ID, and valuation (if available). We'll begin reviewing your application immediately.

2

Quick Review

Our team reviews your documents and property details. We typically provide feedback within one business day.

3

Approval & Agreement

If approved, we present a suitable finance product. Sign the Property Loan Agreement and proceed to fund.

4

Receive Funds

We aim to provide cash within 3 days of approval. Fast access to the funds you need.

Frequently Asked Questions

Common Questions About Our Finance Solutions

How is the interest rate determined?

Interest rates are based on several factors: the specific loan product you select, the duration of the loan, the loan amount, your property location, and your property value. We assess your documents first, then suggest the most suitable product for your situation.

Can you purchase a property for me?

No, we do not purchase properties on behalf of clients. Mortgage Express specializes in refinancing existing properties that you fully own. We provide finance against property you already own.

Which areas do you finance?

We primarily focus on Gaborone and the Greater Gaborone area. However, we assess each request individually, so properties in other areas may be considered. Contact us to discuss your specific property location.

I don't have a property. Can I still apply?

No, you must own a property to access our finance products. Mortgage Express provides finance against existing property ownership. If you are looking to purchase a property, please explore other lending options.

What documents do I need to apply?

The required documents are: Title Deed or Certificate of Lease (proof of ownership), Omang or ID (for identification), and optionally a property valuation. The Title Deed and Omang/ID are essential; the valuation is optional but helpful for processing.

How long will it take to receive the money?

We provide feedback on your application within one business day. Once approved and the Property Loan Agreement is signed, we aim to provide the cash within 3 days. Our fast processing means you get the funds you need quickly.

Why Borrow From Mortgage Express?

The Advantages of Choosing Our Finance Solutions

Fast Processing

Get feedback within 1 day and cash within 3 days. Quick access to the funds you need.

Simple Requirements

Straightforward document requirements: Title Deed, Omang/ID, and optional valuation. No unnecessary complexity.

Flexible Terms

Tailored finance solutions designed around your specific needs and circumstances.

Professional Service

Expert team with years of experience in property finance. Professional, transparent, and ethical service.

Get in Touch

Contact Us For More Information About Our Finance Solutions

Contact Details

Operating Hours

Monday - Friday: 8:00 AM - 5:00 PM

Saturday: 8:00 AM - 2:00 PM

Sunday: Closed

Send us a Message

Visit Our Branches

Conveniently Located Across Botswana

Mogoditshane: Head Office

Address: Plot 956

Phone: 311 0824

Email: helpdesk@cash.co.bw

Gaborone/Tlokweng

Address: Riverwalk Shopping Mall, Shop 114, Next to ATMs on Second Floor

Phone: 311 0824

Email: helpdesk@cash.co.bw

Molepolole

Address: Mafenyatlala Mall, Shop 009, Next BTC Shop / Bank Gaborone

Phone: 311 0824

Email: helpdesk@cash.co.bw

Palapye

Address: Diphalane Mall, 2nd Floor above Woolworths

Phone: 311 0824

Email: helpdesk@cash.co.bw

Francistown

Address: Sunshine Plaza Mall, Next to Mascom Shop / Opposite Nandos

Phone: 311 0824

Email: helpdesk@cash.co.bw

Maun

Address: Old Mall, next to BBS Bank / Opposite Cresta Riley's Petrol Station

Phone: 311 0824

Email: helpdesk@cash.co.bw

Our Fair Play Commitment

At Mortgage Express, we believe in operating with integrity and transparency. We are committed to treating our customers fairly and ethically in every transaction.

Professional Honesty

We act professionally and honestly in all dealings with our clients and partners.

Full Disclosure

We disclose all costs upfront, ensuring you understand exactly what you're paying for.

Fair Pricing

We don't charge excessive fees. Our rates are competitive and clearly communicated.

Transparent Terms

We only issue loan terms when we have a genuine intention to lend. No misleading offers.

Professional Complaints Handling

All customer complaints are handled professionally and resolved in a timely manner.

Regulatory Compliance

We abide by all regulatory rules and requirements applicable to our operations.

Legal & Ethical Standards

We engage only in legal and ethical transactions that benefit all parties involved.

Customer Interest First

We are committed to acting in the best interests of our customers at all times.